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Topstep Prop Firm Review
Explore available platforms, evaluation programs and payout rules.
Visit official website- Score
- 8.1/10
- Safety grade
- A
- Founded
- Jan 2010
- Direct funding
- Available
Profit split90%
PayoutsOn-demand
Programs & evaluation12
Choose from a range of evaluation programs with flexible profit splits and trading conditions.
Account size
Trading Combine
1 step$50K- Profit target
- $3,000
- Maximum drawdown
- $2,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$50K- Profit target
- $3,000
- Maximum drawdown
- $2,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$50K- Profit target
- $3,000
- Daily loss limit
- $1,000
- Maximum drawdown
- $2,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$50K- Profit target
- $3,000
- Daily loss limit
- $1,000
- Maximum drawdown
- $2,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$100K- Profit target
- $6,000
- Maximum drawdown
- $3,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$100K- Profit target
- $6,000
- Maximum drawdown
- $3,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$100K- Profit target
- $6,000
- Daily loss limit
- $2,000
- Maximum drawdown
- $3,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$100K- Profit target
- $6,000
- Daily loss limit
- $2,000
- Maximum drawdown
- $3,000
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$150K- Profit target
- $9,000
- Maximum drawdown
- $4,500
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$150K- Profit target
- $9,000
- Maximum drawdown
- $4,500
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$150K- Profit target
- $9,000
- Daily loss limit
- $3,000
- Maximum drawdown
- $4,500
- Profit split
- 90%
- Drawdown model
- Static
Trading Combine
1 step$150K- Profit target
- $9,000
- Daily loss limit
- $3,000
- Maximum drawdown
- $4,500
- Profit split
- 90%
- Drawdown model
- Static
Promo codes
No promo codes published for this firm yet.
Platforms
Topstep X
Company overview
Topstep is a pioneer in the prop trading evaluation space, founded in 2010 in Chicago by Michael Patak. Built on the belief that long-term trading success is driven by discipline, consistency, and sound risk management, Topstep has grown to serve a community of over 200,000 traders and has paid out more than $1.4 billion. The firm operates its own proprietary platform, TopstepX, offers live market education through TopstepTV, and launched Topstep Brokerage in 2026 for traders who want to trade their own capital. Topstep's One Rule evaluation model requires traders to simply not exceed the trailing max loss limit.
Payouts & rules
- Payout methods
- Multiple options (see official website)
- Payouts
- On-demand
Trading rules
Payout rules
- Notes
- Standard XFA: up to 50% of account balance per payout, max $5,000. Consistency XFA: up to 50%, max $6,000. 90/10 profit split.
- On demand
- Yes
- Profit split
- 90%
- Maximum withdrawal
- 5000
- Minimum withdrawal
- 125
- Processing time
- Instant via Aeropay (~9 seconds avg, US only); 1-3 business days via ACH
- Payouts
- On demand (after eligibility met)
- Days until first payout
- 5
- Payout schedule note
- Standard payout capped at $5,000 per request ($10,000 with Responsible Trading Advantage add-on); Consistency path capped at $6,000 ($12,000 with RTA). 99.26% payout approval rate.
- Payout consistency rule
- Standard path: 5 Winning Days of $150+; OR Consistency XFA path: 3 trading days + 40% Consistency Target
- Minimum trading days for payout
- 3
Trading rules
- Notes
- Max 5 active Express Funded Accounts simultaneously. Scaling plan exists.
- Holding note
- All positions must be closed by 3:10 PM CT or product market close, whichever comes first
- Scaling Plan
- Contract limit based on account balance per Scaling Plan; starts at lowest level with ability to increase based on profits
- Hedging allowed
- Not allowed
- Stop loss required
- No
- Allowed instruments
- Futures only (CME, COMEX, NYMEX, CBOT)
- Copy trading allowed
- Allowed
- Funded drawdown rules
- Trailing Max Loss Limit (from highest EOD balance; does not decrease)
- Funded drawdown model
- Static
- Expert advisors allowed
- Allowed
- Prohibited strategies
- Account stacking (MLL-hit then switch accounts to retry), intentionally depleting a Live Funded Account, unfair technology/AI, trading outside real market behavior or best bid/offer, max position size into news events, exploiting SIM fills.
- Funded account consistency rule
- Optional: Standard path (5+ Winning Days of $150+) OR Consistency XFA (3 days + 40% Consistency Target)
- Challenge drawdown rules
- Trailing EOD max loss: $2,000 (50K) / $3,000 (100K) / $4,500 (150K); balance high minus max drawdown, adjusted end of each day
- Weekend holding allowed
- Not allowed
- Challenge drawdown model
- Static
- Overnight holding allowed
- Not allowed
- Challenge consistency rule
- 50% - best single day cannot exceed 50% of total Trading Combine profits
What stands out
Published advantages and trade-offs to review before choosing a program.
Key benefits
90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010
Things to consider
Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing
Bring the decision into focus
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