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FuturesUnited States

Topstep

Explore available platforms, evaluation programs and payout rules.

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Score
8/10
Safety grade
A
Founded
Jan 2010
Direct funding
Available
Read full company overview
Topstep is a pioneer in the prop trading evaluation space, founded in 2010 in Chicago by Michael Patak. Built on the belief that long-term trading success is driven by discipline, consistency, and sound risk management, Topstep has grown to serve a community of over 200,000 traders and has paid out more than $1.4 billion. The firm operates its own proprietary platform, TopstepX, offers live market education through TopstepTV, and launched Topstep Brokerage in 2026 for traders who want to trade their own capital. Topstep's One Rule evaluation model requires traders to simply not exceed the trailing max loss limit.
Profit split90%
PayoutsOn-demand

Platforms

Trading platforms supported by Topstep.

Topstep X

Trading platform supported by this firm.

Programs & evaluation

Choose from a range of evaluation programs with flexible profit splits and trading conditions.

Profit split
90%
Programs & evaluation
Multiple programs (see official website)

Trading Combine

Account size
$50K
Profit target
$3,000
Drawdown model
Static

Trading Combine

Account size
$100K
Profit target
$6,000
Drawdown model
Static
View all 3 programs

Trading Combine

Account size
$150K
Profit target
$9,000
Drawdown model
Static

Payouts & rules

Get paid on-demand with a variety of methods and clear rules.

Payouts & payments
Multiple options (see official website)
Payouts
On-demand
Payout rules
Notes
Standard XFA: up to 50% of account balance per payout, max $5,000. Consistency XFA: up to 50%, max $6,000. 90/10 profit split.
On Demand
Yes
Profit split
90%
Max Withdrawal
5000
Min Withdrawal
125
Processing Time
Instant via Aeropay (~9 seconds avg, US only); 1-3 business days via ACH
Payouts
On demand (after eligibility met)
First Payout Days
5
Payout Schedule Note
Standard payout capped at $5,000 per request ($10,000 with Responsible Trading Advantage add-on); Consistency path capped at $6,000 ($12,000 with RTA). 99.26% payout approval rate.
Consistency For Payout
Standard path: 5 Winning Days of $150+; OR Consistency XFA path: 3 trading days + 40% Consistency Target
Min Trading Days For Payout
3
Trading rules
Notes
Max 5 active Express Funded Accounts simultaneously. Scaling plan exists.
Holding Note
All positions must be closed by 3:10 PM CT or product market close, whichever comes first
Scaling Plan
Contract limit based on account balance per Scaling Plan; starts at lowest level with ability to increase based on profits
Hedging Allowed
Not allowed
Stop Loss Required
No
Allowed Instruments
Futures only (CME, COMEX, NYMEX, CBOT)
Copy trading allowed
Allowed
Drawdown Type Funded
Trailing Max Loss Limit (from highest EOD balance; does not decrease)
Drawdown Model Funded
static
Ea Automation Allowed
Allowed
Prohibited Strategies
Account stacking (MLL-hit then switch accounts to retry), intentionally depleting a Live Funded Account, unfair technology/AI, trading outside real market behavior or best bid/offer, max position size into news events, exploiting SIM fills.
Consistency Rule Funded
Optional: Standard path (5+ Winning Days of $150+) OR Consistency XFA (3 days + 40% Consistency Target)
Drawdown Type Challenge
Trailing EOD max loss: $2,000 (50K) / $3,000 (100K) / $4,500 (150K); balance high minus max drawdown, adjusted end of each day
Weekend Holding Allowed
Not allowed
Drawdown Model Challenge
static
Overnight Holding Allowed
Not allowed
Consistency Rule Challenge
50% - best single day cannot exceed 50% of total Trading Combine profits

What stands out

Published advantages and trade-offs to review before choosing a program.

Key benefits

90% profit split, instant payouts, no activation fee, pass in as little as 2 days, Chicago-based since 2010

Things to consider

Trailing max loss limit (not static daily DD), TrustPilot rating 3.6, monthly subscription billing

Bring the decision into focus

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