CFDUnited Arab Emirates

MyFundedCapital

Explore available platforms, evaluation programs and payout rules.

Score: 5.3/10
Safety grade: C
Founded: Jan 2024
Direct funding: Not available

Read full company overview

MyFundedCapital (MFC) is a Dubai-based proprietary trading firm operated by MFC Technologies LLC FZ that funds CFD traders in forex, indices, commodities and crypto through simulated-capital programs on DXTrade, cTrader and GooeyPro. It sells four separately-priced products: Instant Funding (a live account from day one with no evaluation, 6% maximum drawdown and a profit split starting at 70/30), a 1-Step Challenge (10% target, 10% trailing drawdown, 1:50 leverage, 80% split), a Scale Up 2-Step Challenge (8% then 5% targets, 10% static drawdown, 1:100 leverage, a 23-step scaling ladder to $500,000) and a PolyMarket-based Prediction Market product. Account sizes run from $2,000 to $100,000, all evaluations are unlimited in time with a 3-day minimum, payouts are capped at $5,000 per cycle and are processed in an average of 24 hours. News trading, weekend holding, faster payout cycles and profit-split upgrades to 100% are all sold as paid add-ons. The firm was launched in January 2024 and is led by CEO and Founder Bogdan Rubtsov.

Profit splitInstant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.

PayoutsInstant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on).

Platforms

Trading platforms supported by MyFundedCapital.

cTrader

Popular multi-asset platform for active traders.

DXTrade

Trading platform supported by this firm.

GooeyPro

Trading platform supported by this firm.

Polymarket

Trading platform supported by this firm.

Programs & evaluation

Choose from a range of evaluation programs with flexible profit splits and trading conditions.

Profit split: Instant Funding starts at 70/30, rising to 80/20 at +10% profit and 90/10 at +20%; the 1-Step and Scale Up (2-Step) Challenges start at 80/20. A paid Profit-Split add-on adds 10% on any program, up to 100%. See profit_split_scaling for the ladder.
Programs & evaluation: Multiple programs (see official website)

Instant Funding $10K

Account size: $10K
Profit target: None
Drawdown model: Static

1-Step Challenge $10K

Account size: $10K
Profit target: 10%
Drawdown model: Static

View all 16 programs

Scale Up Challenge $10K

Account size: $10K
Profit target: 8%
Drawdown model: Static

Instant Funding $5K

Account size: $5K
Profit target: None
Drawdown model: Static

1-Step Challenge $5K

Account size: $5K
Profit target: 10%
Drawdown model: Static

Scale Up Challenge $5K

Account size: $5K
Profit target: 8%
Drawdown model: Static

Instant Funding $25K

Account size: $25K
Profit target: None
Drawdown model: Static

1-Step Challenge $25K

Account size: $25K
Profit target: 10%
Drawdown model: Static

Scale Up Challenge $25K

Account size: $25K
Profit target: 8%
Drawdown model: Static

Instant Funding $50K

Account size: $50K
Profit target: None
Drawdown model: Static

1-Step Challenge $50K

Account size: $50K
Profit target: 10%
Drawdown model: Static

Scale Up Challenge $50K

Account size: $50K
Profit target: 8%
Drawdown model: Static

Instant Funding $100K

Account size: $100K
Profit target: None
Drawdown model: Static

1-Step Challenge $100K

Account size: $100K
Profit target: 10%
Drawdown model: Static

Scale Up Challenge $100K

Account size: $100K
Profit target: 8%
Drawdown model: Static

Scale Up Challenge $2K

Account size: $2K
Profit target: 8%
Drawdown model: Static

Payouts & rules

Get paid instant funding: first payout 14 days after the first trade, then every 7 days. 1-step challenge: first payout 7 days after the first trade, then every 7 days. scale up (2-step): first payout 14 days after passing, then every 14 days (weekly with add-on). with a variety of methods and clear rules.

Payouts & payments: Multiple options (see official website)
Payouts: Instant Funding: first payout 14 days after the first trade, then every 7 days. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days. Scale Up (2-Step): first payout 14 days after passing, then every 14 days (weekly with add-on).
Payout frequency note: Taken from the /faq/live-accounts/ 'How do I withdraw the gains in my Live Account?' section, which states the cadence separately for all three programs, and corroborated by the /compare-plans side-by-side table and the /features page. Payout on Demand is a paid add-on on the 1-Step and Scale Up programs; average processing time is stated as 24 hours.

Payout rules

Notes: Payout methods are described on /payouts as 'bank transfers, e-wallets, crypto, or local methods in Europe' and on the homepage as 'via bank or crypto'. Only Bank Transfer and Crypto are named specifically enough to record; 'e-wallets' and 'local methods in Europe' are categories, not named processors, so no processor name was inferred. Free giveaway and promotional accounts are a separate regime: they carry a 2% payout cap of the initial balance after which the account is deactivated, a fixed 50% profit split, a 0.50% minimum profit per trading day and 3 minimum profitable days (/faq/free-give-away-promotional-accounts/).
On Demand: Yes
Proof Note: KYC is mandatory before a Live Account is issued and is handled through SumSub; the firm states it does not store the documents itself. A Trader Agreement must also be signed. Source: /faq/live-accounts/ 'Trader Verification'.
Profit split: 70/30 on Instant Funding, 80/20 on the 1-Step and Scale Up Challenges
Max Withdrawal: 5000
Proof Required: Yes
Processing Time: Within 24 hours on average
Payouts: Weekly on Instant Funding and the 1-Step Challenge; every 14 days on the Scale Up (2-Step) Challenge unless the 7-Day Payout Cycle add-on is purchased
First Payout Days: 14
Payout Schedule Note: Instant Funding: first payout 14 days after the first trade, then every 7 days provided a trade is placed between payouts. 1-Step Challenge: first payout 7 days after the first trade, then every 7 days regardless of trade activity. Scale Up (2-Step) Challenge: first payout 14 days after passing the final phase, then every 14 days by default, provided a new trade has been placed. Payouts are requested through the trader dashboard.
Profit Split Scaling: Instant Funding rises to 80/20 after +10% profit and to 90/10 after +20% profit. A Profit-Split add-on adds a further 10% on any program, up to 100% (priced at +20% of plan price for 90%, +25% for 95% and +35% for 100%). The Scale Up scaling ladder pays 80/20 up to a $150,000 account, 85/15 at $175,000 and $200,000, 90/10 at $250,000 and $300,000, and 100/0 from $350,000 upward (with a $4,000 fixed component from $350,000 and $10,000 from $500,000).
Consistency For Payout: No single trading day's profit may exceed 15% of the account's total accumulated profit. The rule applies to Instant Funding accounts and to funded Challenge accounts after passing, and does not apply during the evaluation phase of a Challenge account.

Trading rules

Reset Note: No reset or retry product is published. /faq/trading-rules/ states only that after a hard breach 'you may purchase a New Plan and start over', which is a fresh purchase rather than a reset, so no reset fee was recorded.
Max Leverage: Instant Funding: Forex 1:30, Commodities 1:20, Indices 1:5, Crypto 1:2. 1-Step Challenge: 1:50. Scale Up (2-Step) Challenge: 1:100.
Scaling Plan: Published for the Scale Up (2-Step) Challenge only: hitting a 10% target scales the account through 23 steps from $5,000 to $500,000 ($5,000, $7,500, $10,000, $12,500, $15,000, $20,000, $30,000, $40,000, $50,000, $60,000, $70,000, $80,000, $100,000, $125,000, $150,000, $175,000, $200,000, $250,000, $300,000, $350,000, $400,000, $450,000, $500,000), with the split rising from 80/20 to 85/15 at $175,000, 90/10 at $250,000 and 100/0 from $350,000. A minimum of 3 trading days is required for each scaling step.
Scalping Note: /faq/instant-funding/ prohibits 'Scalping, gambling, or all-in trades' and 'Excessive short-duration trades (70% of trades or profits under 10 minutes)' on the Instant Funding program. /faq/trading-rules/ separately prohibits gambling and excessive-risk practices across the board, defined as all-in or near-all-in trades, repeatedly running margin utilisation near maximum, and consistently opening large positions immediately before high-volatility news or binary events.
Inactivity Rule: An account is breached if no trade is placed at least once every 30 days. Stated identically on /faq/trading-rules/, /faq/instant-funding/, /faq/1-step-mfc-challenge/ and /faq/2-step-mfc-challenge/.
Daily Loss Reset: The Daily Loss Limit is calculated from the previous day's closing balance and resets at 5 PM EST. The firm states it deliberately uses balance rather than previous-day equity so that floating gains do not raise the stop.
Scalping Allowed: Not allowed
News Trading Note: Disabled by default on every program. /faq/general-questions/ states 'News trading and weekend holding are available with an add-on. By default, these are restricted in all programs.' /faq/instant-funding/ is more specific: opening a position within 3 minutes before or after a major news event is prohibited unless the News Trading Add-On is purchased. The add-on costs +15% of plan price on Instant Funding and +20% on the 1-Step and Scale Up Challenges.
Martingale Allowed: Not allowed
Stop Loss Required: No
Allowed Instruments: Forex, indices, crypto and commodities, advertised as 350+ trading instruments.
Challenge Time Limit: None. /faq/1-step-mfc-challenge/ states 'No Max Time requirements' and the /scale-up-challenge table states 'Max Trading Period: Unlimited' for both phases and for the funded stage.
Copy trading allowed: Allowed
Drawdown Type Funded: Instant Funding: 6% maximum drawdown, trailing up with equity and tightening to 5% of the initial balance once up 5% in profit. 1-Step and Scale Up funded accounts: 10%, equity-based, locking at the starting balance. It does not reset after a payout.
News Trading Allowed: Not allowed
Drawdown Model Funded: static
Ea Automation Allowed: Allowed
Prohibited Strategies: Martingale and grid strategies; arbitrage and high-frequency trading; scalping, gambling and all-in or near-all-in trades; trade copying or use of third-party bots on Instant Funding; switching strategies between accounts; hedging between accounts; excessive short-duration trades (70% of trades or profits under 10 minutes); latency or event-betting behaviour; repeatedly running margin utilisation close to maximum; opening opposite or correlated positions across own or IP/device/household-linked accounts; trading in any way that creates regulatory issues for the Broker. The firm states it monitors position size, margin utilisation, device and IP fingerprints and cross-account behaviour, and reserves the right to reduce leverage, deny an upgrade to a Funded account, or breach and close the account with forfeiture of fees and pending payouts.
Consistency Rule Funded: 15%. No single trading day's profit may exceed 15% of the account's total accumulated profit; on a $5,000 total profit no single day may have contributed more than $750. Applies to Instant Funding accounts and to funded Challenge accounts after passing.
Drawdown Type Challenge: 1-Step Challenge: 10% trailing, calculated on closed balance, trailing the highest closed balance and locking at the initial balance once closed balance reaches 10% profit. Scale Up (2-Step) Challenge: 10% static, set at 10% of starting balance and does not trail. Instant Funding has no evaluation phase.
Weekend Holding Allowed: Not allowed
Drawdown Model Challenge: static
Consistency Rule Challenge: None. /faq/trading-rules/ states explicitly that the 15% consistency rule 'does not apply during the evaluation phase of Challenge accounts'.

What stands out

Published advantages and trade-offs to review before choosing a program.

Key benefits

Four separately-priced programs, all one-time payments with no subscription: Instant Funding (live account from day one, no evaluation, $95 to $999), a 1-Step Challenge ($75 to $689), a Scale Up 2-Step Challenge that starts at $19 for a $2,000 account and carries a published 23-step scaling ladder to $500,000, and a PolyMarket-based Prediction Market product. No time limit on any evaluation and no mandatory stop loss. Minimum trading days are only 3 per phase on the challenges and none at all on Instant Funding. Profit splits start at 70/30 (Instant) or 80/20 (challenges) and can be bought up to 100%. Payouts are capped at $5,000 per cycle but are processed in an average of 24 hours, and the first Scale Up challenge fee is refunded with the first payout. Expert advisors and automated strategies are explicitly permitted. Three live platforms (DXTrade, cTrader, GooeyPro) plus PolyMarket, all at the same price. The CEO and Founder, Bogdan Rubtsov, is named and pictured on the firm's own site and signs TrustPilot replies personally.

Things to consider

TrustPilot sits at 3.4 from 84 reviews with only 20 reviews in the last 12 months, and the negative cluster is substantive: several one-star reviewers state they passed both phases and were then refused a funded account on a discretionary 'final risk review', which the firm confirms in its replies is a real gate that hitting the targets does not by itself clear. A separate wave of one-star reviews describes aggressive repeat cold-calling from rotating numbers, which the firm disclaims as impersonation. The Terms state there are no refunds once login details have been emailed. No financial regulator, licence number or regulated entity is disclosed anywhere on the site, and the Terms themselves warn of 'limited regulatory protection'. News trading and weekend holding are both switched off by default on every program and cost 10% to 20% of the plan price as add-ons, as does any profit-split upgrade. The published $5,000 per-payout cap contradicts the /payouts page's 'There are no limits on payout amounts' claim. The pricing calculator and /compare-plans quote $95 / $75 / $69 for the three $5,000 plans while the site's own WooCommerce checkout catalogue prices the same variations at $249 / $189 / $149. The Prediction Market program is sold at $219 to $1,399 across five account sizes with no published rule set at all.

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