CFDSaint Lucia

Moneta Funded

Explore available platforms, evaluation programs and payout rules.

Score: 6.1/10
Safety grade: B
Founded: Jan 2025
Direct funding: Not available

Read full company overview

Moneta Funded is a broker-backed proprietary trading firm launched in 2026 by David Bily, founder and CEO of Moneta Markets. The firm is registered in Saint Lucia (Registration No. 2025-00532) and operationally managed from Dubai, UAE. Backed by Moneta Markets (regulated by FCA, SCA, FSCA, FSRA), Moneta Funded offers traders access to institutional-grade trading infrastructure with tier-1 liquidity and fiber-optic execution through Equinix hubs. The firm provides four primary evaluation paths (Instant Funding, 1-Step Challenge, 2-Step Challenge, Phoenix Scaling Program) plus a unique time-based Sprint Challenge. All challenges offer up to 88% profit share with payouts every 14 days, with scaling potential up to $2,000,000 via the 11-tier Phoenix Program. Platforms include MetaTrader 5 (non-US) and Match-Trader (global incl. US). Full challenge fee refund is available after the 4th payout. The firm explicitly disclaims its prop nature (not a broker; evaluation-based payouts).

Profit split88%

PayoutsBi-weekly

Platforms

Trading platforms supported by Moneta Funded.

Match Trader

A modern platform with advanced charting.

MetaTrader 5 (MT5)

Trading platform supported by this firm.

Programs & evaluation

Choose from a range of evaluation programs with flexible profit splits and trading conditions.

Profit split: 88%
Programs & evaluation: Multiple programs (see official website)

Instant Funding $10K

Account size: $10K
Profit target: N/A
Drawdown model: intraday_trailing

1-Step Challenge $10K

Account size: $10K
Profit target: 10% ($1,000)
Drawdown model: Static

View all 15 programs

2-Step Challenge $10K

Account size: $10K
Profit target: 5% ($500)
Drawdown model: Static

Instant Funding $5K

Account size: $5K
Profit target: N/A
Drawdown model: intraday_trailing

1-Step Challenge $5K

Account size: $5K
Profit target: 10% ($500)
Drawdown model: Static

2-Step Challenge $5K

Account size: $5K
Profit target: 5% ($250)
Drawdown model: Static

Instant Funding $25K

Account size: $25K
Profit target: N/A
Drawdown model: intraday_trailing

1-Step Challenge $25K

Account size: $25K
Profit target: 10% ($2,500)
Drawdown model: Static

2-Step Challenge $25K

Account size: $25K
Profit target: 5% ($1,250)
Drawdown model: Static

Instant Funding $50K

Account size: $50K
Profit target: N/A
Drawdown model: intraday_trailing

1-Step Challenge $50K

Account size: $50K
Profit target: 10% ($5,000)
Drawdown model: Static

2-Step Challenge $50K

Account size: $50K
Profit target: 5% ($2,500)
Drawdown model: Static

Instant Funding $100K

Account size: $100K
Profit target: N/A
Drawdown model: intraday_trailing

1-Step Challenge $100K

Account size: $100K
Profit target: 10% ($10,000)
Drawdown model: Static

2-Step Challenge $100K

Account size: $100K
Profit target: 5% ($5,000)
Drawdown model: Static

Payouts & rules

Get paid bi-weekly with a variety of methods and clear rules.

Payouts & payments: Multiple options (see official website)
Payouts & payments: Multiple options (see official website)
Payouts: Bi-weekly
Payout frequency note: Every 14 days, $100 minimum withdrawal; Sprint Challenge offers 100% split with same-day payout (48h)

Payout rules

Min Withdrawal: 100
Payouts: Bi-weekly
First Payout Days: 14
Fee Refunded On First Payout: No

Trading rules

Notes: The 2-Step Challenge is offered in two drawdown configurations, selected at purchase: 5% daily loss / 10% max loss (Standard) or 4% daily loss / 8% max loss (lower-cost option). The selected configuration applies to Phase 1, Phase 2, and the Funded stage.
News Trading Allowed: Not allowed
Consistency Rule Funded: 20% consistency: your best day must not exceed 20% of the overall P&L for the current payout cycle.
Drawdown Type Challenge: The 5% maximum loss applies to Instant Funding accounts purchased on or after 2 July 2026. Instant Funding accounts purchased before 2 July 2026 retain a 6% maximum loss.
Weekend Holding Allowed: Allowed
Consistency Rule Challenge: 15% or 20% per trade/day on Instant Funding (trader's choice); none on 1-Step/2-Step

What stands out

Published advantages and trade-offs to review before choosing a program.

Key benefits

Backed by broker Moneta Markets (FCA/SCA/FSCA/FSRA regulated); 4 challenge formats (Instant, 1-Step, 2-Step, Phoenix scaling) + Sprint Challenge; 88% profit split (100% on Sprint); no time limits; overnight + weekend holding allowed; scale up to $2M via Phoenix; MT5 + MatchTrader platforms; full challenge fee refund after 4th payout; AI Market Buzz + Economic Calendar X-Tools included; 24/5 support

Things to consider

Instant Funding uses trailing max loss (6%); 15% or 20% consistency rule on Instant only; restricted news trading (1-Step/2-Step must close positions during news); only 2 platforms (MT5 restricted to non-US, MatchTrader for US); newer firm (launched 2026); MT5 unavailable to US traders

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