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CFDPoland
MFA Traders Prop Firm Review
Explore available platforms, evaluation programs and payout rules.
Visit official website- Score
- 7.1/10
- Safety grade
- B+
- Founded
- Mar 2023
- Direct funding
- Not available
Profit split65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
PayoutsOn demand
Programs & evaluation8
Choose from a range of evaluation programs with flexible profit splits and trading conditions.
Account size
Challenge 1-phase Beginner $10K
1 step$10K- Profit target
- 8%
- Daily loss limit
- 3.5%
- Maximum drawdown
- 10%
- Profit split
- 65%
- Drawdown model
- Static
Challenge 1-phase Beginner $5K
1 step$5K- Profit target
- 8%
- Daily loss limit
- 3.5%
- Maximum drawdown
- 10%
- Profit split
- 65%
- Drawdown model
- Static
Challenge 1-phase Beginner $50K
1 step$50K- Profit target
- 8%
- Daily loss limit
- 3.5%
- Maximum drawdown
- 10%
- Profit split
- 65%
- Drawdown model
- Static
Instant Core $50,000
Instant funding$50K- Daily loss limit
- 3.5%
- Maximum drawdown
- 7%
- Profit split
- 70%
- Drawdown model
- Static
Instant Prime $50,000
Instant funding$50K- Daily loss limit
- 5%
- Maximum drawdown
- 10%
- Profit split
- 70%
- Drawdown model
- Static
Challenge 2-phase Standard $200,000
2 steps$200K- Profit target
- 10%
- Daily loss limit
- 5%
- Maximum drawdown
- 10%
- Profit split
- 80% 85% 90%
- Drawdown model
- Static
Challenge 1-phase Beginner $20K
1 step$20K- Profit target
- 8%
- Daily loss limit
- 3.5%
- Maximum drawdown
- 10%
- Profit split
- 65%
- Drawdown model
- Static
Challenge 1-phase Beginner $1K
1 step$1K- Profit target
- 8%
- Daily loss limit
- 3.5%
- Maximum drawdown
- 10%
- Profit split
- 65%
- Drawdown model
- Static
Promo codes
No promo codes published for this firm yet.
Platforms
Match Trader
Trading View
MT4Company overview
MFA Traders is a Polish proprietary trading firm operated by My Funding Account P.S.A. of Katowice (KRS 0001023771, LEI 9845004C0B55FB2CA128). It offers three funded-account routes: a 1-phase Challenge (8% profit target, 3.5% daily loss limit, 10% maximum loss, 65% profit split on the Beginner tier), a 2-phase Challenge (Standard 10% then 5% profit targets, 5% daily loss limit, 10% maximum loss, 80% 85% 90% profit split) and an Instant account with no evaluation phase (Core 7% maximum loss / 3.5% daily loss limit, Prime 10% / 5%, 70% profit split). Challenge accounts carry no time limit and require 5 minimum trading days. Trading is on MT4, Match Trade and Trading View, and the firm advertises payouts completed within 60 minutes after risk-team approval. A scaling programme raises the balance by 25% every 4 consecutive months at a 1.5% average monthly return, up to $2,000,000.
Payouts & rules
- Payouts
- On demand
- Payout frequency note
- Instant account step 3 states: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' The site advertises 'Payment in just 60 min' with the footnote 'only after approval by the risk management team'. No payout cycle, first-payout window or minimum holding period is published anywhere on the site.
Trading rules
Payout rules
- On demand
- Yes
- Proof note
- The MFA account agreement is signed only 'once you have successfully completed identity verification' (challenge how-it-works pages), and the privacy policy states the operator is an AML obliged institution for whom client AML verification, including biometric data and image, is mandatory.
- Fees by payout method
- All payment fees and costs charged to the Client (e.g. charged by the payment service provider) shall be borne by the Client.
- Profit split
- 65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
- Minimum withdrawal
- 100
- Proof required
- Yes
- Processing time
- 60 min
- Payouts
- On demand
- Minimum withdrawal note
- The minimum withdrawal amount is USD 100 for MFA Trader accounts or 1% of the size of the initial capital for an MFA Instant and MFA ONE-STEP CHALLENGE account.
- Payout schedule note
- Instant account step 3: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' No fixed payout day or cycle is published.
Trading rules
- Notes
- Minimum trading days is 5 on both the 1-phase and the 2-phase Challenge; at least one position must be initiated on each of those days and a multi-day trade counts only on the day it was opened. Trading day rollover is midnight CET. All positions must be closed before a profit target is verified. 2-phase profit targets differ by tier: Standard 10% then 5%, Professional 8% then 5%; 2-phase daily loss limit Standard 5%, Professional 4%. Instant maximum loss Core 7% / Prime 10%, daily loss limit Core 3.5% / Prime 5%.
- Maximum leverage
- 1:30 (1-phase Challenge Beginner), 1:100 (2-phase Challenge Standard)
- Scaling Plan
- MFA Scaling Program: trade 4 consecutive months at an average monthly profit of 1.5% or more and the balance is increased by 25%; the cycle repeats every 4 months up to $2,000,000. Stated requirements: a cycle of at least 4 months, at least 10% total net simulated profit over the four-month period, at least 2 rewards processed, and a positive account balance at the moment of scaling. Stated benefit: reward increased to 90%.
- Scalping note
- High-Frequency Trading (HFT) & Tick Scalping - making multiple trades in the shortest possible time, either on your own or using specially programmed computers and/or software that automatically makes trades based on decision-making algorithms
- Daily loss reset
- Recalculated daily at midnight CET as 'account balance at midnight CET on the previous day - 3.5%' (1-phase); on day 1 the initial simulated capital is used. The limit can increase and decrease.
- Maximum position size
- Maximum exposure limit applies to all MFA Instant accounts. Maximum exposure determined using a tiered structure of one (1) standard lot per each 2,500 USD of account balance.
- News trading note
- The 1-phase Challenge plan card prints 'Trading on news: Challenge ✔ Funded ✖' - news trading is permitted during the Challenge and NOT permitted on the funded MFA account. The 2-phase and Instant cards do not carry this row.
- Challenge time limit
- no limit
- News Trading Allowed
- Allowed
- Prohibited strategies
- having two or more positions open in the same financial instrument in the opposite direction at the same time in the same account or in different accounts within an MFA (Hedge); Overtrading - continually opening and closing positions without a clear strategy or rationale; High-Frequency Trading (HFT) & Tick Scalping; the use of so-called signal groups, services or other sources that provide ready-made trading signals; delegating the decision-making process for opening, modifying or closing a position to others; Delayed arbitrage. This practice involves exploiting delays in price feeds, order execution, or system latency
- Challenge drawdown rules
- Static maximum loss (10% of the initial simulated capital, both 1-phase and 2-phase) plus a separate daily loss limit that is re-based each midnight CET on the previous day's balance
- Challenge drawdown model
- Static
What stands out
Published advantages and trade-offs to review before choosing a program.
Key benefits
Three routes to a funded account (1-phase Challenge, 2-phase Challenge, and an Instant account with no evaluation); no time limit on Challenge accounts; entry tickets from 29$ on a $1,000 account; a free trial on a $50,000 account; payouts advertised as completed within 60 minutes after risk-team approval; MT4, Match Trade and Trading View; a scaling programme to $2,000,000; an EU-registered operator (My Funding Account P.S.A., KRS 0001023771, Katowice, Poland) with a published address.
Things to consider
Profit split starts at 65% on the 1-phase Beginner tier (70% Instant, 80% 85% 90% two-phase). News trading is permitted only during the Challenge, not on the funded MFA account. The pricing widget publishes a price for only a fraction of the advertised size/tier combinations. No crawlable FAQ answers, terms or payout-method list: the first-payout window, a minimum and maximum withdrawal in currency, the approved payout methods and the trigger for the advertised 100% refund are all undisclosed. TrustPilot solicits its reviews (4.2/148, verified 2026-08-27).
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