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CFDPoland

MFA Traders

Explore available platforms, evaluation programs and payout rules.

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Score
6.2/10
Safety grade
B+
Founded
Mar 2023
Direct funding
Not available
Read full company overview
MFA Traders is a Polish proprietary trading firm operated by My Funding Account P.S.A. of Katowice (KRS 0001023771, LEI 9845004C0B55FB2CA128). It offers three funded-account routes: a 1-phase Challenge (8% profit target, 3.5% daily loss limit, 10% maximum loss, 65% profit split on the Beginner tier), a 2-phase Challenge (Standard 10% then 5% profit targets, 5% daily loss limit, 10% maximum loss, 80% 85% 90% profit split) and an Instant account with no evaluation phase (Core 7% maximum loss / 3.5% daily loss limit, Prime 10% / 5%, 70% profit split). Challenge accounts carry no time limit and require 5 minimum trading days. Trading is on MT4, Match Trade and Trading View, and the firm advertises payouts completed within 60 minutes after risk-team approval. A scaling programme raises the balance by 25% every 4 consecutive months at a 1.5% average monthly return, up to $2,000,000.
Profit split65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
PayoutsOn demand

Platforms

Trading platforms supported by MFA Traders.

Match Trader

A modern platform with advanced charting.

Trading View

Trading platform supported by this firm.

MT4

Trading platform supported by this firm.

Programs & evaluation

Choose from a range of evaluation programs with flexible profit splits and trading conditions.

Profit split
65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
Programs & evaluation
Multiple programs (see official website)

Challenge 1-phase Beginner $10K

Account size
$10K
Profit target
8%
Drawdown model
Static

Challenge 1-phase Beginner $5K

Account size
$5K
Profit target
8%
Drawdown model
Static
View all 8 programs

Challenge 1-phase Beginner $50K

Account size
$50K
Profit target
8%
Drawdown model
Static

Instant Core $50,000

Account size
$50K
Drawdown model
Static

Instant Prime $50,000

Account size
$50K
Drawdown model
Static

Challenge 2-phase Standard $200,000

Account size
$200K
Profit target
10%
Drawdown model
Static

Challenge 1-phase Beginner $20K

Account size
$20K
Profit target
8%
Drawdown model
Static

Challenge 1-phase Beginner $1K

Account size
$1K
Profit target
8%
Drawdown model
Static

Payouts & rules

Get paid on demand with a variety of methods and clear rules.

Payouts
On demand
Payout frequency note
Instant account step 3 states: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' The site advertises 'Payment in just 60 min' with the footnote 'only after approval by the risk management team'. No payout cycle, first-payout window or minimum holding period is published anywhere on the site.
Payout rules
On Demand
Yes
Proof Note
The MFA account agreement is signed only 'once you have successfully completed identity verification' (challenge how-it-works pages), and the privacy policy states the operator is an AML obliged institution for whom client AML verification, including biometric data and image, is mandatory.
Profit split
65% (1-phase Beginner), 70% (Instant), 80% 85% 90% (2-phase Standard)
Proof Required
Yes
Processing Time
60 min
Payouts
On demand
Payout Schedule Note
Instant account step 3: 'You earn and withdraw the profits generated by your work. Quickly, transparently, and without complications - exactly when you want.' No fixed payout day or cycle is published.
Trading rules
Notes
Minimum trading days is 5 on both the 1-phase and the 2-phase Challenge; at least one position must be initiated on each of those days and a multi-day trade counts only on the day it was opened. Trading day rollover is midnight CET. All positions must be closed before a profit target is verified. 2-phase profit targets differ by tier: Standard 10% then 5%, Professional 8% then 5%; 2-phase daily loss limit Standard 5%, Professional 4%. Instant maximum loss Core 7% / Prime 10%, daily loss limit Core 3.5% / Prime 5%.
Max Leverage
1:30 (1-phase Challenge Beginner), 1:100 (2-phase Challenge Standard)
Scaling Plan
MFA Scaling Program: trade 4 consecutive months at an average monthly profit of 1.5% or more and the balance is increased by 25%; the cycle repeats every 4 months up to $2,000,000. Stated requirements: a cycle of at least 4 months, at least 10% total net simulated profit over the four-month period, at least 2 rewards processed, and a positive account balance at the moment of scaling. Stated benefit: reward increased to 90%.
Daily Loss Reset
Recalculated daily at midnight CET as 'account balance at midnight CET on the previous day - 3.5%' (1-phase); on day 1 the initial simulated capital is used. The limit can increase and decrease.
News Trading Note
The 1-phase Challenge plan card prints 'Trading on news: Challenge ✔ Funded ✖' - news trading is permitted during the Challenge and NOT permitted on the funded MFA account. The 2-phase and Instant cards do not carry this row.
Challenge Time Limit
no limit
News Trading Allowed
Allowed
Drawdown Type Challenge
Static maximum loss (10% of the initial simulated capital, both 1-phase and 2-phase) plus a separate daily loss limit that is re-based each midnight CET on the previous day's balance
Drawdown Model Challenge
static

What stands out

Published advantages and trade-offs to review before choosing a program.

Key benefits

Three routes to a funded account (1-phase Challenge, 2-phase Challenge, and an Instant account with no evaluation); no time limit on Challenge accounts; entry tickets from 29$ on a $1,000 account; a free trial on a $50,000 account; payouts advertised as completed within 60 minutes after risk-team approval; MT4, Match Trade and Trading View; a scaling programme to $2,000,000; an EU-registered operator (My Funding Account P.S.A., KRS 0001023771, Katowice, Poland) with a published address.

Things to consider

Profit split starts at 65% on the 1-phase Beginner tier (70% Instant, 80% 85% 90% two-phase). News trading is permitted only during the Challenge, not on the funded MFA account. The pricing widget publishes a price for only a fraction of the advertised size/tier combinations. No crawlable FAQ answers, terms or payout-method list: the first-payout window, a minimum and maximum withdrawal in currency, the approved payout methods and the trigger for the advertised 100% refund are all undisclosed. TrustPilot solicits its reviews (4.2/148, verified 2026-08-27).

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