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FTMO Prop Firm Review

Explore available platforms, evaluation programs and payout rules.

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Score
8.4/10
Safety grade
A+
Founded
Jan 2015
Direct funding
Not available
Profit splitUp to 90%
PayoutsBi-weekly (every 14 days)

Programs & evaluation21

Choose from a range of evaluation programs with flexible profit splits and trading conditions.

Account size

2-Step FTMO Challenge

2 steps$10K
Profit target
10%
Daily loss limit
5%
Maximum drawdown
10% Maximum Loss
Profit split
Up to 90%
Drawdown model
Static
Minimum trading days
4

Program details

$10,000 FTMO Challenge - Standard or Swing account, 100% refund of initial fee on first reward

1-Step FTMO Challenge

1 step$10K
Profit target
10%
Daily loss limit
3%
Maximum drawdown
10% Maximum Loss
Profit split
90%
Drawdown model
Static

Program details

$10,000 1-Step FTMO Challenge - Standard account

2-Step FTMO Challenge

2 steps$25K
Profit target
10%
Daily loss limit
5%
Maximum drawdown
10% Maximum Loss
Profit split
Up to 90%
Drawdown model
Static
Minimum trading days
4

Program details

$25,000 FTMO Challenge - Standard or Swing account

1-Step FTMO Challenge

1 step$25K
Profit target
10%
Daily loss limit
3%
Maximum drawdown
10% Maximum Loss
Profit split
90%
Drawdown model
Static

Program details

$25,000 1-Step FTMO Challenge - Standard account

2-Step FTMO Challenge

2 steps$50K
Profit target
10%
Daily loss limit
5%
Maximum drawdown
10% Maximum Loss
Profit split
Up to 90%
Drawdown model
Static
Minimum trading days
4

Program details

$50,000 FTMO Challenge - Standard or Swing account

1-Step FTMO Challenge

1 step$50K
Profit target
10%
Daily loss limit
3%
Maximum drawdown
10% Maximum Loss
Profit split
90%
Drawdown model
Static

Program details

$50,000 1-Step FTMO Challenge - Standard account

FTMO Futures Growth $50K

Subscription$50K
Profit target
$3,000
Daily loss limit
$1,000
Maximum drawdown
$2,000
Profit split
90%
Drawdown model
Static

FTMO Futures Pro $50K

Subscription$50K
Profit target
$3,000
Daily loss limit
$1,000
Maximum drawdown
$3,000
Profit split
90%
Drawdown model
Static

2-Step FTMO Challenge

2 steps$100K
Profit target
10%
Daily loss limit
5%
Maximum drawdown
10% Maximum Loss
Profit split
Up to 90%
Drawdown model
Static
Minimum trading days
4

Program details

$100,000 FTMO Challenge - Standard or Swing account

1-Step FTMO Challenge

1 step$100K
Profit target
10%
Daily loss limit
3%
Maximum drawdown
10% Maximum Loss
Profit split
90%
Drawdown model
Static

Program details

$100,000 1-Step FTMO Challenge - Standard account

FTMO Futures Growth $100K

Subscription$100K
Profit target
$6,000
Daily loss limit
$2,000
Maximum drawdown
$3,500
Profit split
90%
Drawdown model
Static

FTMO Futures Pro $100K

Subscription$100K
Profit target
$6,000
Daily loss limit
$1,500
Maximum drawdown
$4,500
Profit split
90%
Drawdown model
Static

2-Step FTMO Challenge

2 steps$200K
Profit target
10%
Daily loss limit
5%
Maximum drawdown
10% Maximum Loss
Profit split
Up to 90%
Drawdown model
Static
Minimum trading days
4

Program details

$200,000 FTMO Challenge - Standard or Swing account

1-Step FTMO Challenge

1 step$200K
Profit target
10%
Daily loss limit
3%
Maximum drawdown
10% Maximum Loss
Profit split
90%
Drawdown model
Static

Program details

$200,000 1-Step FTMO Challenge - Standard account

FTMO Futures Growth $150K

Subscription$150K
Profit target
$9,000
Daily loss limit
$3,000
Maximum drawdown
$5,000
Profit split
90%
Drawdown model
Static

FTMO Futures Pro $150K

Subscription$150K
Profit target
$9,000
Daily loss limit
$2,000
Maximum drawdown
$6,000
Profit split
90%
Drawdown model
Static

FTMO Instant Account

Instant funding$10K
Daily loss limit
3%
Maximum drawdown
10% Max Loss
Profit split
90%
Drawdown model
Static

FTMO Instant Account

Instant funding$5K
Daily loss limit
3%
Maximum drawdown
10% Max Loss
Profit split
90%
Drawdown model
Static

FTMO Instant Account

Instant funding$25K
Daily loss limit
3%
Maximum drawdown
10% Max Loss
Profit split
90%
Drawdown model
Static

FTMO Instant Account

Instant funding$50K
Daily loss limit
3%
Maximum drawdown
10% Max Loss
Profit split
90%
Drawdown model
Static

FTMO Instant Account

Instant funding$100K
Daily loss limit
3%
Maximum drawdown
10% Max Loss
Profit split
90%
Drawdown model
Static

Promo codes

No promo codes published for this firm yet.

Platforms

cTrader
MetaTrader 5 (MT5)
Trading View
MT4

Company overview

FTMO is an educational and technology-driven company that makes trading accessible through simulated environments by empowering traders who are ready to perform but not yet backed by sufficient capital. Founded in 2015 in Prague by Marek Vasicek (CTO) and Otakar Suffner (CEO), FTMO offers two evaluation pathways: a 2-Step FTMO Challenge with Verification, and a 1-Step FTMO Challenge that progresses directly to the FTMO Account. It also offers an FTMO Instant Account, which its homepage describes as direct access to an FTMO Account with 10% Max Loss and a 90% Reward Ratio, and an FTMO Futures product. Account sizes range up to $200,000 FTMO Account. The firm has served 4.5M+ customers across 140+ countries and paid out over $650M in rewards.

Payouts & rules

Payout methods
Multiple options (see official website)
Payouts
Bi-weekly (every 14 days)

Trading rules

Payout rules

Notes
Initial purchase fee refunded with the first Reward withdrawal: 2-Step FTMO Challenge only. The entry fee is not refundable for the 1-Step FTMO Challenge and FTMO Instant Account.
On demand
No
Fees by payout method
FTMO does not charge any additional commissions for Reward withdrawals
Profit split
90% (1-step); 80% scaling to 90% (2-step)
Minimum withdrawal
20
Processing time
1-2 business days
Payouts
Bi-weekly
Days until first payout
14
Minimum withdrawal note
minimum closed profit requirement of at least $20 for bank wire withdrawals and transfers via Visa Direct or Mastercard Send and $50 for cryptocurrency withdrawals
Profit split scaling
FTMO Account initiated from the 1-Step FTMO Challenge and FTMO Instant Account: 90% of the simulated profit. FTMO Account initiated from the 2-Step FTMO Challenge: 80% of the simulated profit by default, increased to 90% if the Scaling Plan or Premium Programme conditions are met.
Fee refunded on first payout
Yes

Trading rules

Holding note
Standard FTMO Account must close positions before weekend market closure; Swing accounts have no overnight or weekend restrictions; during Evaluation all holding is permitted
Maximum leverage
Standard account type: base leverage 1:100. Swing account type (2-Step FTMO Challenge only): base leverage 1:30.
Hedging allowed
Not allowed
Daily loss reset
Recalculated daily at 00:00 CE(S)T
News trading note
Allowed during Evaluation; on Standard FTMO Account restricted 2 minutes before and after major news releases; Swing accounts have no restrictions
Stop loss required
No
Allowed instruments
Forex, indices, commodities, stocks, cryptocurrencies
Challenge time limit
Unlimited Trading Period
Copy trading allowed
Not allowed
Funded drawdown rules
FTMO Account (1-Step): the Maximum Daily Loss Amount is 3% of the Initial Simulated Capital and the Maximum Loss is an end-of-day trailing limit of 10% of the Initial Simulated Capital. FTMO Account (2-Step): the Maximum Daily Loss Amount is 5% of the Initial Simulated Capital and the Maximum Loss is a static limit of 10% of the Initial Simulated Capital. FTMO Instant Account: the Maximum Daily Loss Amount is 3% of the Initial Simulated Capital and the Maximum Loss is an intraday, balance-based trailing limit of 10% of the Initial Simulated Capital, recalculated in real time.
News Trading Allowed
Allowed
Funded drawdown model
Static
Expert advisors allowed
Allowed
Prohibited strategies
Hedging, opposing positions, gap trading, coordinated group trading, price exploitation, excessive EA server hyperactivity
Funded account consistency rule
FTMO Account (1-Step), accounts initiated from orders created on or after 12 Oct 2026: to be eligible for a Reward, the Consistency rule requires that your Best Day does not represent more than 50% of your total profit. FTMO Instant Account: to be eligible for a Reward, the Consistency rule requires that your Best Day does not represent more than 30% of your total profit.
Challenge drawdown rules
1-Step: 3% daily loss, 10% trailing EOD maximum loss; 2-Step: 5% daily loss, 10% static maximum loss
Weekend holding allowed
Not allowed
Challenge drawdown model
Static
Overnight holding allowed
Allowed
Challenge consistency rule
1-Step FTMO Challenge, accounts initiated from orders created on or after 12 Oct 2026: the Consistency rule requires that your Best Day does not represent more than 50% of your total profit. Accounts directly initiated from orders created before 12 Oct 2026: the Best Day Rule requires that your Best Day does not represent more than 50% of your Positive Days’ Profit.

What stands out

Published advantages and trade-offs to review before choosing a program.

Key benefits

Up to 90% of your simulated profits as a reward, accounts up to $200,000 FTMO Account, established 2015 with 4.5M+ customers worldwide, MT4 MT5 cTrader supported, 100% refund of initial fee on first reward (2-Step), Prague-based with $650M+ paid in rewards

Things to consider

All accounts we provide to our clients are demo accounts with fictitious funds and any trading is in a simulated environment only; prices charged in EUR; 2-Step Verification phase required before reaching FTMO Account

Bring the decision into focus

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